Climate Justice Alliance

Full Member

Climate Justice Alliance

The Climate Justice Alliance (CJA) helps run a cooperative loan fund project called Reinvest in Our Power. Reinvest in Our Power is a collaborative vehicle aligning groups, including CJA, to address inequity and democratize wealth by moving capital and governance from the extractive to regenerative economy.

Recent Loans

Earth-bound Building, Forestry and Farm

October 1, 2019

Loan for truck, trailer, and rack


Full Member


Asheville, North Carolina

PODER Emma develops community ownership in the Emma neighborhood of Asheville, North Carolina. PODER Emma creates tools and strategies to prevent displacement and preserve the tight-knit nature of mobile home communities which keep their families safe.

Emma residents have a deep love for where they live, and PODER Emma and partner grassroots organizations have been working for more than a decade to build deep relationships; strengthen leadership skills and capacity in ourselves and our neighbors; and to cultivate a sense of place, belonging, identity, and culture. Over the years they have created community solutions to problems in their neighborhood that have created a collective belief that when community comes together it can improve their lives for themselves and future generations. 

Recent Loans



Purchase of the Meadowood mobile home park

Sourwood Community Real Estate Cooperative


Purchase of the High Oaks mobile home park

La Esperanza Real Estate

July 24, 2019

Loan for second floor expansion

Las Casitas


Purchase of a mobile home park

Co-op Cincy

Full Member

Co-op Cincy

Cincinnati, Ohio

Co-op Cinci creates an economy that works for all — that supports family-sustaining jobs, provides business ownership opportunities for underserved and historically marginalized people, and is accountable to the communities that drive it.

Recent Loans

Click here for a full list of loans made through Co-op Cincy

Our Harvest

December 19, 2019

Refinancing and expansion


October 18, 2019

A second startup loan for a cooperative daycare

Cincy Cleaning Co

October 11, 2019

Startup capital for a residential cleaning cooperative


March 9, 2018

Equipment purchase loan

Cooperation Richmond

Full Member

Cooperation Richmond

Richmond, California

Cooperation Richmond builds community controlled wealth through worker-owned and community-owned cooperative businesses and enterprises by and for low-income communities and communities of color in Richmond whose wealth has been extracted.

They encourage, incubate, and facilitate the launch and successful operation of diverse cooperative enterprises in Richmond operated by local residents, especially those of us coming from legacies of systemic marginalization and barred opportunity.

Recent Loans

Rich City Rides

November 21, 2017

Store inventory line of credit

Rich City Rides

September 25, 2017

Pilot loan for bike store improvements.

Detroit Community Wealth Fund

Full Member

Detroit Community Wealth Fund

Detroit, Michigan

The Detroit Community Wealth Fund supports grassroots projects in the Detroit area that desire to become worker-run cooperatives. In addition to offering non-extractive loans, they run workshops and a ten-week cooperative academy.

Cooperation Buffalo

Full Member

Cooperation Buffalo

Buffalo, New York

Cooperation Buffalo is a community-led resource center, a team of cooperative business developers and educators, and a community-controlled non-extractive loan fund. They mobilize workers to achieve economic security through cooperative business ownership, generating wealth and power in communities most affected by inequality.

Recent Loans

Rose Garden Early Childhood Center, Inc.

December 22, 2017

Loan for the conversion of a childcare center

Southern Reparations Loan Fund

Full Member

Southern Reparations Loan Fund

The South

The Southern Reparations Loan Fund (SRLF) is a network of non-extractive loan funds that make loans to community-based businesses anchored in the most marginalized Southern communities. All of SRLF’s work is done within a reparations framework, with the goal of building self-reliant, resilient, and just cooperative solidarity economies in marginalized communities in the South.

LA Coop Lab

Full Member

L.A. Co-op Lab

Los Angeles, California

L.A. Co-op Lab is a collective that builds capacity for worker ownership in Los Angeles. They host a variety of workshops and events where aspiring worker-owners can learn how to start and sustain a cooperative business, together.

Their aim is to advance worker-ownership as one way to push back against inequality, gentrification, and the gig economy by helping people who are often excluded from good jobs to collectively create their own and meet community needs.

Recent Loans

Ride On!

August 6, 2018

Bike store improvements

Ride On!

August 6, 2018

Bike shop inventory line of credit

The Working World

Full Member

The Working World

New York, New York

The Working World puts finance in the hands of working people without making them put down collateral or take on the burden of debt that may threaten their well-being. They do this by using applied research to promote a more inclusive form of ownership — businesses that are collectively run and owned by their workers and community — and tying loan returns to project success to minimize risk, both for their fund and the enterprises they help thrive.

Recent Loans

Click here for a full list of loans made through The Working World

ACP Shared Services

May 15, 2020

Contract financing for childcare network launch and outreach

Cooperative Home Care Associates

May 18, 2019

Line of credit

Bright Learning Stars

May 1, 2019

Expansion of the daycare cooperative into a new location

California Harvesters

April 25, 2019

A bridge loan to improve profitability

Brooklyn Stone & Tile Corporation

January 23, 2019

Supporting operating expenses as the business grows

New Deal Home Improvement Company

August 24, 2018

Line of credit for raw materials

Baltimore Roundtable for Economic Democracy

Full Member

Baltimore Roundtable for Economic Democracy

Baltimore, Maryland

Baltimore Roundtable for Economic Democracy (BRED) helps worker co-ops in the greater Baltimore area get the capital they need to start and grow. Their non-extractive lending process prioritizes inclusion and equity rather than locking communities out of the funding they need to start owning their economy. By combining the financing they offer with technical assistance and cooperative mentoring they support worker-owned businesses and give them a chance to thrive.

Recent Loans

Click here for a full list of loans made through BRED

Taharka Bros.

May 8, 2020

Pint production expansion loan

Appalachian Field Services

April 30, 2020

Real estate acquisition loan

Staffing Cooperative

July 29, 2019

Line of credit loan

Red Emma’s

May 17, 2018

Expansion into a new space


February 5, 2020

Expanded line of credit